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Texas can be hit pretty hard by inclement weather from time to time. This community was the safest I have felt in years. But the people are friendly and it's a very quiet area.. Current Resident: LIved here than 5 years and is a gem. entities, such as banks, credit card issuers or travel companies. Time to drop the disability coverage and review your other plans. Moon light nights are the best. SmartAssets free financial advisor matching service makes it easier to find a financial advisor to work with who meets your needs. Medicare just crushed the hopes of 750,000 Alzheimers patients a year. When we retire, we lose a lot. How to avoid retirement shock. But youll get a break on Social Security tax in many states that do have a state income tax, so the benefits wont be that notable. There are also various levels of courses offered, such as AP,. Parent: Good Shepherd is such a special, one-of-a-kind school! However, Richmond shines for its number of recreation centers. For more information, see our Form ADV Part II and other disclosures. Texas State has 38,000 students and will let you earn up to six credits per semester for free if you are at least 65 years old. Woodway also has 1.50 recreation centers per 1,000 residents, which places it towards the middle of this list. Nearby Resident: Alamo Heights has an excellent school district, safe neighborhoods, and easy access to all amenities life requires. Read 17 reviews. The town is close to Houston and Sugar Land, both of which offer plenty of options for recreation and entertainment. By using this website, you accept our Terms and Conditions and Privacy Policy. It has 8.44 medical centers per 1,000 residents. This Gulf Coast town is one of the best cities to retire in Texas if youre looking for a beachfront community. Killeen, Texas, is located in east-central Texas and has a population of about 156,000, according to the latest U.S. census. My family moved into hideaway for the security and multiple opportunities it has to be engaged in the community such as the beach and clubhouse. She attended college in the Houston area and changed her major twice (psychology, computer science, and finally criminal justice) before taking a leap of faith and dropping out to pursue a career in freelance writing. In fact, its the oldest city in the state. It is not far from the world famous Blue Bonnet Caf. The tax burden for the town is 16.70%, which ties Woodway with two other Texas cities for the highest tax rate on this list. You'll get access to high-quality healthcare, recreation, and cultural attractions. This guide will show you the 10 best places to retire in Texas and explain what makes them so good for retirees. from 100 cities nationwide to find the best American cities to retire, . But how you decide the best what's the best place to retire in the Longhorn State? And the winner? If you like live music, you cant go wrong with Austin, which is rich in live music venues. You still find Texas horse country and small towns to the north and west. FEMA National Risk Index for Natural Hazards, growing threat to the finances and wellbeing of retirees who have clustered in those areas. Read 5 reviews. You can read more about our methodology and sources below the list. Builders Digital Experience, LLC. In Travel & Leisure's roundup of the best places to retire, 11 American cities topped the list, with one Texas destinationthe Dallas/Fort Worth metro arealanding a spot. (Maine, by the way, wont tax your Social Security check.) Im 52, wont live past 80 and have $1.6 million. Live entertainment would be a plus! Whether you're seeking warmer weather, affordable housing, lower taxes or engaging leisure activities, you will be able to find it somewhere in the state of Texas. We used several factors to determine retirement "worthiness," which included good weather, average population age, and cost of living. December 31,2021 . The content 27 Niche users give it an average review of 4.9 stars. 1 Niche users give it an average review of 5 stars. For flexibility and a sense of purpose, consider these jobs for people over 50. My family has enjoyed being part of the Horseshoe Bay landscape for the past 15 years. Situated next to Lake Waco and having so many wooded areas, we often find families of deer in our yards! 2 Niche users give it an average review of 4 stars. I am tired of both the rat race and workplace politics. Should I retire? The town has a 15.30% tax rate, tying it for second-lowest tax rate on this list. Great place for just taking a stroll in either the morning or late in the evening. I grew up there as a child, and now I am a mom of three and my husband and I are currently living in the Meadows as a family. To get a sense of the housing market, heres whats on the market now. Provides auto-suggestions when entering text, Niche requires Javascript to work correctly. Get Forbes daily top headlines delivered straight to your inboxfor news on the worlds most important entrepreneurs and superstars, expert career advice and success secrets. Very pretty, though expensive homes, each uniquely designed. The town is great when coming to education producing great students by great teachers. Although Colleyville is growing and modernizing, it will always have the small hometown feel like it did when I was born. Stretched between the Atlantic Ocean and the Cape . Best Hotels & Resorts in Texas: 12 Amazing Places to Stay, Chow Down On A Chicken-Fried Steak, Then Treat Yourself To A Slice Of Homemade Pie At New York Hill In Texas, This BBQ And Wine Bus Tour Is Heaven For Texas Foodies And Oenophiles Alike, The Unique Hike In Texas Where You Can Camp Right Along The Trail, Here Are The 10 Best Cities In Texas To Raise A Family, The Woodlands, Texas Was Just Named The Best City To Live In America, Here Are The 10 Best Cities In Texas To Find A Job, Here Are The 12 Best Places To Live In TexasAnd Why, Photograph by Asim Bharwani / Moment Collection / Getty Images, Michael Fitzgerald Fine Art Photography of Texas / Moment Collection / Getty Images, Ryan Kyte / Moment Collection / Getty Images, Joe Daniel Price / Moment Collection / Getty Images, DenisTangneyJr / iStock / Getty Images Plus / Getty Images, DenisTangneyJr / iStock / Getty Images Plus Collection / Getty Images, Tim Leviston / EyeEm Collection / Getty Images, DenisTangneyJr / iStock / Getty Images Plus Collection / Getty Images, DenisTangneyJr / E+ Collection / Getty Images, beaches boast white sands and pristine waters. We eliminate from consideration cities with beyond-the-pale crime rates as well as places that are well below the national average when it comes to physicians per capita or air quality. The last entry on this list is Burnet, a central Texas city located just an hour north of Austin. Last year, we noted work-from-home would enable some boomers to move while still on the job. We considered many factors when determining which cities were the the best places to retire in Texas. 16 Niche users give it an average review of 4.1 stars. the ages range from newborn to grand parents and not once will you not feel included in this neighborhood. Many of the towns we've featured here have topped one list or another depending on who is putting together the rankings. Scenic and far from hurricane paths, Knoxville is home to the University of Tennessee and its medical school, which translates into lots of doctors, restaurants and entertainment. Katie Lawrence is a Southeast Texas native who graduated 18th in her high school class with a GPA of 4.25. Stephanie Faris has written about finance for entrepreneurs and marketing firms since 2013. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. You can look up and clearly see the stars and constellations. Denton also stands out among neighboring cities that were just farms a few decades back and are now planned communities, in that it has some older housing stock. This is our tenth time ranking the best places to retire in Texas. Here are the best cities to retire in Texas: Population: 429,120Share of population age 60+: 20%Median monthly mortgage cost: $1,527Median monthly rent: $1,048. Of Philly's 1.6 million residents, 300,000 are over 60. From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. Here are the best cities to retire in Texas: Next: 10. Brownsville has a city zoo, the Gladys Porter Zoo, and 32 city parks. If the historic Crighton Theatre doesnt have what youre looking for, you can head to the Woodlands, a planned community in the southern end of the county with an amphitheater that draws big names. Our choices are listed alphabetically below. Our 2021 roster contains 25 spots in 18 states across all four continental time zones, representing a wide range of size, climate, culture and politics (though those play no role in our decision-making, we do note the 2020 Presidential vote in our full profiles). Healthcare options are also important to seniors, so we calculated the number of medical centers in each city per 1,000 residents. 5 Niche users give it an average review of 3.4 stars. Best known for its Riverwalk, San Antonio is among the best towns to retire in Texas for its history. Its also more densely populated than Conroe, if thats more your style. Seniors account for 29.70% of Granburys population, the second-highest percentage on this list. 48 Niche users give it an average review of 3.9 stars. Huntsville Independent School District, TX. While this community of 100,000-plus has an upscale reputation (and upscale shopping in its downtown), there are some homes at lower price points. My family has enjoyed being part of the Horseshoe Bay landscape for the past 15 years. Dallas has a little bit of everything, from restaurants to dining options. Its one of the best retirement communities in Texas, though, due to its healthcare industry. Very safe, friendly with abundant hiking trails and scenery and great access to 2 championship Jack Nicholas Courses, World of tennis, Lake Travis around the corner and Hill Country Galleria minutes away. There are also various levels of courses offered, such as AP, honors, dual credit, and regular. Is it the hometown restaurants, the cost of living, or the friendly communities? Retirees may be able to visit or volunteer at the Texas State Aquarium, USS Lexington or South Texas Botanical Gardens and Nature Center. Not to mention, the schools are fantastic! NewHomeSource.com is a trademark of Builders Digital Experience, LLC and all other marks are either trademarks or registered trademarks of their respective owners. (You can audit classes at no cost, too, without a limit on credit hours.). Less alluringly, it is tied for the top tax rate on this list with a tax burden of 16.70%. In addition to being close to Austin and the University of Texas, there are attractions like the Longhorn Cavern State Park and the Highland Lakes Air Museum nearby. The new spending bill makes it easier to save for retirement. The doctor data comes from countyhealthrankings.org while air ratings are from the U.S. Environmental Protection Agency. Corpus Christi Population: 429,120 Share of population age 60+: 20% Median monthly mortgage cost: $1,527 Median monthly rent: $1,048 The. Plus, we consider factors that promote an active retirement. Current Resident: The community here had always been great. You can enjoy the Lake Fest activities as seen on ESPN every summer at Lake LBJ. Read 1 review. Some cities are more historic in nature, while many others are more geared toward families and suburban life. Nearby Resident: It's a beautiful neighborhood! Ask our Retirement expert. Very safe, friendly with abundant hiking trails and scenery and great access to 2 championship Jack Nicholas Courses, World of tennis, Lake Travis around the. Current Resident: Lakeway is the best place to grow up/raise a family! We live in purgatory: My wife has a multimillion-dollar trust fund, but my mother-in-law controls it. How long will $100,000 last me in retirement. Small school nearby, and about 5,000 residents in total. The air is always fresh and clean. Humble also is towards the middle of the pack in terms of tax burden, with a tax rate of 16.20%. 5. Taxes can be a big focus for retirees, and Texas appeals to many because it doesnt have a state income tax. It is so close to all facilities, grocery stores, doctors, hospitals and all the sports available in the Texas Hill Country. Livingston is a good place to retire if youre into boating and fishing, as its very close to the Trinity River. And, yes, living here offers access to top-quality hospitals. One-bedroom rent: $786.89. Here is a list of a few more towns in Texas where the cost of living and the safety ratings are favorable: Whether you plan to visit one of these charming small towns in Texas or make it your retirement home these towns are among the cheapest places to live in Texas. Fredericksburg is the peach capital of Texas and boasts abundant agritourism. With housing prices up 11% since March 2020 and mortgage rates still near record lows, now would seem to be an ideal time for newly vaccinated boomers aiming to either downsize or move to a cheaper housing market to start their search. Other options are the University of Texas at San Antonio, less than an hours drive from either New Braunfels or Canyon Lake, and the University of Texas at Austin, less than an hour from New Braunfels. It's that time of your life when you deserve an indefinite vacation -- retirement. But what makes it one of the best places to retire in Texas is its relatively low housing prices. Featured Review: Current Resident says This is such a family friendly neighborhood. We also are encouraged to participate in various activities. I came in as a freshman and all the teachers, administrators, and students welcomed me with open arms. 25. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Im 66, we have more than $2 million, I just want to golf can I retire? Both of our kids think that the outdoor ed program- Classroom of the Earth (COE)is the best part of Good Shepherd-if your child attends Good Shepherd, they will have so many experiences that other schools in the area just can't/don't offer. Have a question? For entertainment, you dont need to go all the way to Houston. As an added bonus, the tax burden in Granbury is 15.30%, which is on the lower end of this list. Ready to look? California is one of the most beautiful states, and Rancho Mirage just proves that point even more, making it one of the best places to retire in 2021. Featured Review: Current Resident says The community here had always been great. Texas's largest city clocks in at #120. Let us know your thoughts, then check out this incredibly scenic drive in El Paso that showcases the skyline as youve never seen before. I came in as a freshman and all the teachers, administrators, and students welcomed me with open arms. While driving through the neighborhood you are filled with so much joy. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. This translates to easy access to all of the charms of a college town, including sports and culture. After growing up in Lakeway, I can not wait to bring back my own family some day to this area. Healthcare options are also important to seniors, so we calculated the . Although the choice of where to spend your golden years takes a lot of careful consideration, its nice to know our state is brimming with great options. And where are Houston and San Antonio? That is a rare find, folks. Hike the, Next up is the Alamo City. We also look closely at taxes and the strength of the local economy (should retirees want to work part time or resell their homes), the availability of medical care, the level of serious crime and factors conducive to a healthy and active lifestyle, such as air quality, and convenience for walking and biking. To empower a confident, worry-free retirement for everyone. Conroe. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser.